About Us

Bill Wetmore, RHU, CLTC, LTCP, LUTCF

President of LTC Concepts

Bill has over 25 years of experience in the long term care insurance field as an independent broker and as vice president of sales for one of the largest distributors of insurance products. He has trained thousands of insurance and financial professionals thorough the US and used this knowledge as an expert witness in legal proceedings. He has edited and updated a long term care insurance textbook for a major insurance education firm, contributed to the book “50 Ways to Boost Your LTCI Sales” by Margie Barrie and was quoted in the “Kiplinger Retirement Report”.

Bill Wetmore, RHU, LTCP
Bill Wetmore, RHU, LTCP


Ranked among the “Nations Top 100 LTC Insurance Producers List” in 2003 and 2007 by the American Association for Long-Term Care Insurance, he earned his Registered Health Underwriter degree in 1998 from the American College and Long Term Care Professional designation in 2002 from the Health Insurance Association of America.  

Bill is licensed with the top LTC carriers. His goal is to give you the tools needed to select the best insurance company, plan design and benefit options that meet your needs as well as your budget!

Genworth Mutual Of Omaha Transamerica
Lincoln Life OneAmerica Nationwide
United of Omaha Midland National
Life Secure